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Peter here addresses the subject of a final judgment for believers so that they can encounter the trials such as the above coliseum.

1 Peter 4:17-19 For the time has come for judgment to begin at the house of God; and if it begins with us first, what will be the end of those who do not obey the gospel of God? Now “If the righteous one is scarcely saved, where will the ungodly and the sinner appear?” Therefore let those who suffer according to the will of God commit their souls to Him in doing good, as to a faithful Creator.

Remember that Peter has just finished discussing the suffering that believers would endure on earth, as this could be informative as to where Peter is going with his argument.  Is he talking about judgment in the form of that suffering, or judgment after the return of Christ?  It is possible that the suffering endured by believers is a form of judgment, as the believers in 1 Corinthians were judged with sickness and even death for dealing improperly with the Lord’s Supper.  However, it seems here that since Peter has previously mentioned the appearing of Christ that this is a type of judgment after Christ’s return.  Indeed this would fit with 1 Thessalonians 4:16-18 as the dead in Christ rise first, an idea concordant with judgment beginning at the house of God.  The good news is that by the sacrifice of Christ this judgment is passable for believers.

Why then, are believers judged?  Are not all their sins atoned for?  The answer is yes, their sins are covered, therefore this must be a judgment of the sort that rewards or corrects those actions by believers in their lives.  This is where the wood, hay, and stubble will be burned away and we will see what it is that really mattered in our lives for the glory of God.  This is where we will see what treasure we have laid up in heaven as we meet other believers we have either encouraged and edified or treated incorrectly.  Note that Peter mentions that believers are scarcely saved.  Does this mean that our salvation is in jeopardy?  Absolutely not, but it does mean that in light of our sin and from a human perspective it is amazing that we have salvation.

I will conclude with the idea of suffering in this world because I think the two are related.  Peter finishes this paragraph by writing, “let those who suffer according to the will of God commit their souls to Him in doing good.”  This final judgment we have discussed is a highly practical idea for our everyday lives in the sense that it gives us correct perspective to encounter suffering in this world.  It makes us ask the right questions when we encounter trials in this life.  For instance, when we properly understand the greatness of the gospel and the miraculous nature of our salvation, we will constantly be asking the question, “How can it be that a holy God has saved me and blessed me so greatly.”  And when trials arise we do not ask, “why me, why do I have to suffer so greatly?”  Rather, we ask the questions, “Why have I been considered worthy to suffer as my Lord suffered?  Why have I had such a blessed life and not suffered more?”  At that moment we know that our satisfaction and joy remain present in the trial and that “these present sufferings are not worthy to be compared to the glory in store for us.”